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Did you know?

Good morning,

DID YOU KNOW?  31 million small businesses employ over 60 million people, almost half the total U.S. workforce. Here is a website to help small businesses -  mostly restaurants - at the onset of the lockdown.  It's a wonderful way for individuals to buy gift cards for restaurants in all 50 states. It's brilliant and simple.  Here is Medium article describing how Nihal Mehta came up with the idea. 

DID YOU KNOW?  COMPASS pioneering agent Jason Saft features boldly in this story in the WSJ about the importance of ART in staging.  (You need to be a subscriber to see this)

DID YOU KNOW? William Macarthur-Stanham, COMPASS Senior Product Manager /Data Product, shared that flooding is the leading cause of natural-disaster losses in the U.S, averaging $8B annually. Homeowners that live on floodplains have a 1 in 4 chance that their home will experience a major flooding event over the period of a 30-year mortgage. In 2019, a particularly high-incident year, almost 14 million people were impacted by floods and since 1996, 99% of US counties have experienced a flooding event. Soon COMPASS will have FEMA flood maps so you can check easily whether a property is in a flood zone or not. And.....if you live on the 20th floor of a condo, don't forget the neighbors above can flood you too with a burst pipe! 

DID YOU KNOW? The UK government has opened a path to citizenship for more than 300,000 Hong Kong residents. A large chunk of highly educated, enterprising immigrants to the UK could spur exceptional economic activity.... (FT)

DID YOU KNOW? The 30-year fixed-rate mortgage dropped to an average of 3.15% during the week ending May 28, a decrease of nine basis points from the previous week, Freddie Mac, the lowest level since Freddie Mac began tracking this data starting in 1971. A year ago, the 30-year fixed-rate mortgage averaged 3.99%.The 15-year fixed-rate mortgage dropped eight basis points to an average of 2.62%. The 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.13%, down four basis points from a week ago. (Marketwatch) The previous record low was set at the end of April, when the average rate on a 30-year home loan dropped to 3.23%. This is now the third time in 2020 when the mortgage market has recorded a new historical low for interest rates.

DID YOU KNOW? By 2018, the New York metro area accounted for 13% of all of the USA’s arts, entertainment and recreation output, up from 9% in 2001, according to the Commerce Department. One out of every 12 museums in America was there, one out of every eight dance companies and one out of every 12 bars or restaurants. (WSJ)

“Don’t bet against New York.” - Bill Rudin, WSJ. 

DID YOU KNOW? Between 1900 and 1930—a span that included the Spanish flu pandemic—New York's population doubled from 3.4 million to 6.9 million. 

DID YOU KNOW? A majority of American millionaires say they plan to spend less this summer than in years past, according to the Q2 CNBC Millionaire Survey, which polls 750 people with investable assets of $1 million or more. Real estate, new cars and vacations are the expenses they are most likely to put on hold, and many won’t complete those purchases for at least a year. A majority said their assets will be the same or higher at the end of the year, and nearly three quarters say their incomes will be the same or higher. REMEMBER: sentiments change as time passes. (CNBC)

DID YOU KNOW? Big tech companies are hunting for deals at their fastest pace in years, racking up acquisitions and strategic investments despite increased regulatory scrutiny during the coronavirus-led market turmoil. Alphabet, Amazon, Apple, Facebook and Microsoft have announced 19 deals this year, according to Refinitiv data from May 26, representing the fastest pace of acquisitions to this date since 2015. (FT)

Call Ann today for All your Real Estate needs!



Compass Catch

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Update on Real Estate during the Covid-19 ...



Under the Governor's Stay at Home order, a number of businesses are listed as essential. These include real estate firms, appraisers, title companies, movers and others essential to allow home owners to complete the purchase and sale of homes. While we continue to support all of our clients, being cognizant of the need for isolation and social distancing, we are doing all we can to work virtually with our many partners to help our clients successfully navigate during this time of uncertainty. We are here to support you in any way possible.

Virtual Listing Presentations and Photography

We are leveraging virtual tours of properties for a walk through combined with a virtual meeting with our clients.

Showings of Listings with Buyers

In advance of any showing, we are confirming that both buyers and sellers are healthy per CDC guidelines. 

Sharing Compass Collections, photography, and video with our buyer clients ensures they have vetted as much digital content as possible in advance and are attending a listing with a lot of knowledge already. 

During showings, we are following safety protocols from the CDC, practicing social distancing (6' apart), removing shoes or using shoe covers, asking anyone entering a home to not touch any surface, and sanitizing surfaces upon completion of the showings. 


Open Houses 

During this current environment, and in an effort not to promote private or public gatherings that are prohibited under the Governor Stay at Home order, we are not recommending any in-person (live) public 

open houses.  In lieu of live open houses, 

we are hosting Virtual Open Houses that our agents can live stream to potential buyers and their agents.   

Inspections on Properties

Using video calls such as Facetime or Google Hangouts, we are suggesting that only the inspector be allowed into the property to perform the inspection and be sure inspector follows all recommended safety precautions. The inspector will sanitize the home upon completion of their work. 


We are working with attorneys and title companies to keep closings to the minimum of attendees necessary and to practice social distancing among those attending. 

Preparing our clients for the closing in advance allows them to know what to expect and ensures the closing is carried out successfully. 

Most title companies are preparing for entirely virtual closings.

2 Oak Brook Club Drive, Unit C108
Oak Brook
2 Bed | 2 Bath

718 East Liberty Drive
5 Bed | 3 Bath

7936 West Grand Avenue, Unit 4W
Elmwood Park
2 Bed | 2 Bath

945 Burlington Avenue, Unit 404
Downers Grove
2 Bed | 2 Bath

7S560 Donwood Drive West
3 Bed | 2.5 Bath

1571 Deep Lake Road
4 Bed | 2.5 Bath

2 North Edgewood Avenue
La Grange
6 Bed | 2 Bath

13232 South Oak Hills Parkway
Oak Hills
2 Bed | 2 Bath

231 South Lincoln Street
3 Bed | 3.5 Bath

42411 Deep Lake Road

112 Illinois Street
Park Forest
Studio |

2333 North Neva Avenue, Unit 405C
1 Bed | 1 Bath

612 Spring Leaf Drive, Unit 394
2 Bed | 2.5 Bath

Right now we are being reminded of what’s most important in life - the health and well being of our clients, family and friends. Let’s continue to support one another, our loved ones, and our communities during this challenging time. Your Agent and the entire Compass team behind them are here to support you. Please don't hesitate to reach out for counsel or support of any kind. We will get through this, and end up stronger for it on the other side.

Please click onto my website for your property search in any area of the Chicagoland area:

You can also click my signature box below to be directed to my website!

Real Estate Broker | The Pancotto Group
(630) 479-4393

© Compass 2020 ¦ All Rights Reserved by Compass ¦ Made in NYC

Compass Real Estate is a Licensed Real Estate Broker with a principal office in New York, NY and abides by all applicable equal housing opportunity laws. All material presented herein is intended for informational purposes only, is compiled from sources deemed reliable but is subject to errors, omissions, and changes without notice. All measurements and square footages are approximate. This is not intended to solicit property already listed. Nothing herein shall be construed as legal, accounting or other professional advice outside the realm of real estate brokerage.

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All About Compass ...

Compass Sell-Ann Pancotto.pdf

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Great Time to Buy is Now... Guaranteed Mortgage Rates as of September 27, 2019

CONFORMING AND GOVERNMENT LOANSLOAN TYPERATEAPR15-Year Fixed3.375%3.550%30-Year Fixed3.750%3.850%VA 30-Year Fixed3.500%3.874%FHA 30-Year Fixed3.500%4.612%5-Year ARM3.500%4.081%7-Year ARM3.625%4.054%

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Compass Real Estate News July 30th, 2019 ...

Good morning,

Not unlike any other day at Compass, today is gonna be yuuuuuuuuuge!  

Our Series G financing round of $370 million in new capital was just announced by Robert on CNBC. This round includes new investor Dragoneer Investment Group, (which has invested in companies like Slack, Uber and DoorDash), as well as long-time partners, such as the Canada Pension Plan Investment Board (CPPIB) and the Softbank Vision Fund, who are reaffirming their continued belief in our strategy and success. This investment brings our total capital raised to over $1.5 billion. Thanks so much to everyone in the Compass Family - those who have been here since DAY 1, those who have joined us recently, and everyone who joined  somewhere inbetween - who continue to do extraordinary work every day, who help us build this wonderful place we call home, who strive daily to improve our world as well as our profession. THANK YOU!

DID YOU KNOW? The average rate on a 30-year, fixed-rate mortgage was 3.75% last week, down from 4.94% in November. It's possible mortgage rates have already factored in a Fed rate cut. Lenders made $565 billion of mortgage loans in the second quarter, the most in more than two years, as falling rates encouraged homeowners to refinance. At that pace, originations could exceed $2 trillion for only the third year since the financial crisis, according to the industry research group Inside Mortgage Finance. If you want to reach out to your clientele with a favor, maybe let them know this factoid as they may benefit by refinancing a mortgage they took out a year ago..... (WSJ)

DID YOU KNOW? For anyone scratching their head about low government inflation figures as they see rent prices, food prices, healthcare prices, etc rise, know you are not alone.....


Compass Catch

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Humility is one human attribute I seek most in others. I have found that most truly successful and accomplished people are humble about their achievements, don't brag relentlesly and often mix in some self-deprecating humor to demonstrate to the world that thay are not nearly as important as some might believe.

It is true that success and great achievements have the capacity to erode humility. It is at these times especially that we need our inner triggers - and friends, family and colleagues - to nip what can be a rather ugly human trait in the bud. So with to-day's new funding announcement, pat yourself on the back and know this is an enormous achievement, but be humble about it. Be elegant about it. Roar and yell with glee.....but do so behind closed doors.

Some may argue that all Compass' success could be attributed to our large pool of capital. That may be partly true, yet we should remind ourselves that our competitors - and those who want humans out of the real esatet profession altogether - are equally well funded. Some are far richer with multiple alternative sources of income. We have to compete on the same level. And we will.

In this world, no-one can ever stop learning, growing, improving and learning from their mistakes. Let's all continune to live by our Compass Principles and continue to SOAR!

No warranty, express or implied, is made or should be assumed regarding the accuracy, adequacy, completeness, legality or reliability of any information, in part or whole, contained herein. All data and information provided herein is for informational purposes only and does not represent or constitute a legal analysis or financial advice. The opinions expressed herein are those of Leonard Steinberg and do not necessarily reflect the views of Compass. Furthermore, this information may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. Such material is made available to advance understanding of general real estate market conditions, which should constitute a "fair use" of any such copyrighted material as provided for in section 107 of the US Copyright Law.

90 Fifth Ave., 3rd Floor, New York, NY 10011

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Did you know ...

Good morning,

DID YOU KNOW? There is a growing movement for vegan interior design. This not only excludes the obvious like leather, wool and cowhide rugs, but also most paints that contain casein derived from cows milk. (FT)

DID YOU KNOW? Barney's may be declaring bankruptcy soon as it faces a liquidity crunch spurred by a rent hike at its Manhattan flagship. So far, 7,062 store closures have been announced by U.S. retailers this year, according to Coresight Research. The tally could top 12,000 by the end of 2019, setting a new record.  In 2018 there were about 5,524 store closures, down more than 30% from an all-time high of 8,139 closures announced in 2017. (CNBC)

DID YOU KNOW? Sonder, a company that straddles the ever-blurring line between hospitality and multifamily real estate, has secured major funding for its continued expansion. Sonder leases blocks of apartments from multifamily landlords, furnishes them and customizes them to rent for stays as short as one night and as long as several months. The units, called Sonders, come in a range of properties from row houses to high-rises and are serviced like hotel rooms. (Bisnow)

DID YOU KNOW? Texas’ top 3 office markets - Houston, Dallas-Fort Worth and Austin - housed roughly 104M SF of the 430M SF of new U.S. office space that came online during the last decade.  Dallas-Fort Worth, Austin and Houston accounted for 24% of the nation’s new office construction pipeline during the 10-year span running from 2009 onward. (COSTAR) 

Call the Pancotto Group for all your Real Estate needs... Work a group with great integrity, knowledge and expertise with over 27 years of experience in every area of the Real Estate Industry all over the Chicagoland Area!  Call me today!

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June 2019 Home News ....

Gen Xers Driving Multi-Generational Housing Trend
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MultiGen LivingThis Is Us. Jane the Virgin. Black-ish. What do they have in common? They are all family television programs that have members of multiple generations living under one roof. But the reality of multi-generational living is more than sitcom fodder. 

According to the 2019 Home Buyer and Seller Generational Trends report by the National Association of REALTORS® (NAR), multi-generational housing continues to be a growing trend among homebuyers. This trend is driven largely by Gen Xers, who are the second-largest band of homebuyers today at 24%. Of that cohort, one in six purchased a multi-gen home, half of whom cited accommodating adult children as their reason for doing so. 

When it comes to millennial buyers, nine percent purchased a multi-generational property they could share with aging parents, per the report. 

Whether you're looking to accommodate aging parents or making room for your boomerang child, these tips will help you find the right place to make it work. 

Look for a home that was built with multi-generational living in mind.
Schumacher HomesLennar, and Plantation Homes are just a few of the builders offering a multi-gen solution in a brand-new residence. 

Tailor your home search.
If custom built multi-generational home isn't doable, look for a home that's easily convertible. A downstairs bedroom and bath is key for older residents, and an en suite bathroom is even better. A home with a basement or attic may seem like an ideal place to turn into a grandparent's haven, but stairs can be dangerous and obviously wouldn't work for a parent using a walker or wheelchair. 

A property with a guesthouse or enough land on which to place a granny suite or tiny home is another option. Just make sure the land is zoned properly to accommodate this type of structure. 

Make smart renovations.
Taking down walls to create an open floorplan is a smart move that can have a positive impact on your home's value and also make it more accessible for aging parents. 

The National Association of Home Builders' (NAHB) Aging-In-Place Remodeling Checklist recommends a "5-foot by 5-foot clear/turn space in living area, kitchen, a bedroom, and a bathroom." They also suggest wide hallways that measure a minimum of 36-inches across, good lighting, and non-slip flooring.
6 Kitchen Design Trends Inspired by Restaurant Kitchens
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Not all kitchen design trends stand the test of time, but a restaurant kitchen is meant to be as functional as possible for as long as possible. Taking a few cues from restaurant kitchens can help you create a residential kitchen that you'll be sure to love for years to come!

Restaurant Kitchen1. Forget the Island
A kitchen island allows for lots of prep space and storage but can also make even a large space seem cramped and crowded. A work table in place of the kitchen island still provides plenty of room to work, offers shelving underneath for storage, and can be moved easily when not in use.

2. Consider a Stainless Steel Backsplash
Stainless steel is durable, doesn't absorb microbes, and is fire-resistant, which is why it's long been a popular material for commercial kitchen backsplashes. It's also easy to clean and coordinates with most kitchen styles.

3. Hang Utensil Rods
Rarely do restaurant kitchens keep utensils in drawers, as this is a surefire way to create a cluttered, jumbled mess. A utensil rod or two will keep all your kitchen tools organized, in plain sight, and close at hand.

4. Install a Magnetic Knife Strip
Much like utensil rods, many commercial kitchens include magnetic strips along walls to hold chefs' knives. Storing knives on a magnetic wall strip reduces the risk of cutting yourself while rooting around in a drawer and also allows you to easily see each knife blade type and size. A magnetic knife strip also eliminates the need for a bulky knife block on the countertop.

5. Use Wire Shelving in Your Pantry
Wire shelving allows for air circulation around your stored foodstuffs, reducing damage from heat and humidity. Wire shelves also don't need cleaning as often as standard wood shelves.

6. Install an Open Shelf Over the Stovetop
Many commercial kitchens feature an open shelf or two over the stovetop, for holding pots and pans, spices, timers, and even a recipe or prep instructions. Consider asking your kitchen contractor about an open shelf over your new stovetop, for added convenience and to break up the look of a bare wall behind the stove.

Call me today for all your home selling and buying questions and for all your Real Estate needs!  630-479-4393

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March 2019 Real Estate News...

  Brought to you by Ann Pancotto
 How to Find the Perfect Neighborhood
  By David Hakimi
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 Location, location, location. Half of buying a home is finding where you want to live. You may have found your dream house, but it might not be in your dream location.

 Here's how you can find the perfect neighborhood:

 Neighborhood Sidewalk  Check It Out Online
 Look up what people are saying about the neighborhood you're interested in. Do people actually enjoy living there? What do they like and dislike about it?

 Google the crime statistics for the area; safety should be top of mind. If you have kids, look up schools in the area. How are they rated? Social media platforms like Facebook and Nextdoor also offer a great window into the ins and outs of your potential neighborhood.

 Scout It Out
 Literally. Do drive-bys, and do them at different times of the day to get a feel for the neighborhood. Is there a soccer field or baseball diamond close by? You'll want to know before it's too late whether cars will be lined up on your street every weekend. What's that nearby intersection like during rush hour? Is there a grocery store close by? The more questions you can answer before moving in, the more confident you’ll feel when it’s time to put down an offer.

 How Far Is Your Potential Home From Your Job?
 A long commute has the potential to become an everyday stressor. If you take the bus, look up the route and times. If you drive, check out the route during your normal commute times on Google Maps.

 Do Your Research on Property Taxes
 Property taxes greatly differ from one region to the next and could majorly impact your cost of living. Do your due diligence and make sure you can afford the area you want to live in. Check out other costs of living while your at it—think utilities and food prices. 
 How Marie Kondo Is Fueling Our Thrifting Goals
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Second Hand Dishes  Whether or not you’ve bought into Marie Kondo’s wildly popular method of tidying up, there’s no denying that the current decluttering trend has had a significant impact on one industry in particular—thrift stores are bursting with donations. For the uninitiated, Marie Kondo is a Japanese “tidying consultant” who employs a method of purging items from your home that do not “spark joy.” Between her New York Times Best Seller The Life-Changing Magic of Tidying Up and her new Netflix series Tidying Up with Marie Kondo, her KonMari method is in full effect, and what doesn’t spark joy for others, might spark joy for you. Here are some great items to look out for:

 Gently-used, vintage children’s books are common in many thrift stores. These and uniquely-colored books can be great to use in decorating.

 For the flippers out there, good-condition, used box sets like the Harry Potter series can sell for around $30 to $50 on eBay. Other popular box sets include The Lord of the Rings, The Hunger Games, and Little House on the Prairie. 

 Wood furniture
 Thrift stores are a great place to score solid wood furnishings at bargain prices. Even if you don't end up finding your vintage dream piece, items that look more “grandma” than Mad Men can be transformed with a little paint, varnish, and fresh fixtures.

 Dishes and Glassware
 Vintage dishes can be particularly valuable, so do a little research when you’re out thrifting. Glassware lovers enjoy vintage Pyrex cookware, as well as glass in different shapes and colors, so keep an eye out for anything out of the ordinary.

 Mirrors make your space feel bigger, so they are the ultimate accessories for your walls. New mirrors can be expensive, however, so you can save big bucks by finding one at a thrift store. 
personal photo
Ann Pancotto CRS,SFR
 Coldwell Banker Residential Brokerage
 Coldwell Banker and the Coldwell Banker Logo are registered service marks of Coldwell Banker Real Estate LLC. Coldwell Banker Residential Brokerage is owned by a subsidiary of NRT LLC. If you have a brokerage relationship with another agency, this is not intended as a solicitation.  

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January 2019 Real Estate News

 January 2019
  Brought to you by Ann Pancotto
 Becoming a Home Maintenance Pro: Tips for Homeowners
  By Dixie Somers
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 Many homeowners don't think about home maintenance until something breaks, but that's not the best way to take care of your home. Whether you’re a new homeowner or have been settled for years, it’s never too late to cultivate some home maintenance habits. Here are three tips to help you protect your investment and keep your property in good shape for years to come:

 Lawn Cross Section  Create and Follow a Home Maintenance Schedule
 A good place to start is by following a home maintenance schedule. Just as your car needs to have an oil change, your home and yard will need some regular maintenance. Home maintenance schedule apps such as HomeZada and Centriq are an easy way to get yourself on track.

 You'll need to mow your lawn, clean your gutters and perhaps even top your trees from time to time. For pest control, you may need to spray or have ground treatment performed a few times a year, too. When it comes to appliances, make sure to send in any warranties and follow the maintenance recommendations in your owner’s manual. For older appliances, many documents can be found online.

 Don't be afraid to do some research and speak with professionals about maintenance specific to your location.

 Have All of Your Home Systems Checked Regularly
 It's important to get your electrical, plumbing and HVAC systems checked annually to keep them in good shape. Some of these tasks can be done yourself; for instance, you might need to clean your air filters, remove debris from the vents and flush out your water heater.

 For more technical inspections, check customer reviews on Yelp, Angie's List, Google, Facebook and the BBB when searching for a new company. Always go with one that is experienced, licensed, bonded and insured.

 Follow a Cleaning Schedule
 Home maintenance often focuses on repair work, but keeping your home clean can be just as important. In addition to once a week tasks such as vacuuming and dusting the shelves, deep cleaning every month or so can save you big in the long run. Moving furniture around, pulling out the washer and dryer to clean behind them and clearing out the garage gives you a chance to inspect for pest problems, water damage and similar issues that can quickly escalate into expensive repairs.

 Being a homeowner is very rewarding on many levels, but homeownership comes with a great deal of responsibility. As long as you put in some effort on a regular basis, you should have no problem keeping your home in good repair. 
 Homeowners: Look Out for Utility Scams
  By John Voket
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 Utility Worker As we make our way through the winter season, utility companies want customers to be reminded about common utility scams. According to Utilities United Against Scams (UUAS), a growing number of gas, electricity, water and communications consumers are getting calls and visits from imposters out to steal personal and financial data.

 A common utility con involves a caller posing as a utility billing representative claiming that you have an overdue bill, and in order to avoid an immediate shut-off, you must provide a credit card number or prepaid debit card.

 Sadly, scammers are meeting with great success using this tactic. According to the Better Business Bureau (BBB), the median loss for a utility scam victim is $500.

 Here are a few reminders to keep yourself and your data protected:
  • All UUAS-affiliated utility employees carry photo identification.
  • Field workers generally wear clothing with the company logo and drive company vehicles. When in doubt, do not allow them in - and if they persist, call 911.
  • UUAS utility representatives never demand instant payment in person or over the phone.
  • Utility representatives from UUAS companies do not require the use of prepaid debit cards (such as Green Dot MoneyPak, MyVanilla or Reloadit).
  • UUAS reps will never request customers meet them at a payment center, such as a department or grocery store, to make a payment.


The Utilities United Against Scams website provides more information on how to protect personal information and avoid becoming a victim of utility scams. 
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Ann Pancotto CRS,SFR
 Coldwell Banker Residential Brokerage
 Coldwell Banker and the Coldwell Banker Logo are registered service marks of Coldwell Banker Real Estate LLC. Coldwell Banker Residential Brokerage is owned by a subsidiary of NRT LLC. If you have a brokerage relationship with another agency, this is not intended as a solicitation.  

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October 2018 Real Estate News

Brought to you by Ann Pancotto.
Real Estate News October 2018
 Thinking About Moving to a New City? Here's What You Need to Know
  By Eliot Ward
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 Perhaps you recently accepted a job offer in a new city, or you just needed a change of scenery and decided now was the time to make that change. Uprooting your life isn't an easy feat—yet, it's exciting and new. You'll get to explore a whole new place and all that that new place has to offer! There'll be new activities, new restaurants, new friends, new parks, and more.

 ruler  What should you know about your new hometown? What research should you do ahead of time to ensure you relocate to a place you'll be comfortable living in? Here's what you need to know:

 Do Your Research Before Buying (or Renting) 
 The area you live in makes your home what it is. Check out Google Maps before your big move. Maybe even make a list of the advantages and disadvantages to each area you research—it can help make the decision easier.

 If your kids are in school, you'll likely want a school facility close by. Do you want them to attend a private or public school? Is there one close by? What about grocery shopping? Is it easy to get to? Do you like to have a gym you can walk to? Are there parks? Ask yourself these questions ahead of time. Determine their importance to you and your family.

 Research the Local Big Activities and Events
 With a new city comes a new list of annual events and festivals. Find out what big attractions take place. If your family is into skiing or mountain biking, look to see if there is a place close by to partake in these activities. Plus, finding activities and fun events to look forward to can lessen the impact of a move, such as moving far away from friends and family. It's exciting, but it can also be really tough. Make the best out of it!

 Research the Costs of Your New City
 This is a big one. Cities come with different price tags. Make sure you know what you'll be spending before you commit.

 Even grocery prices tend to change. Calculate what you can expect to spend in your new city—does it work for your budget? The worst thing that could happen is you move and find out you can't afford your new city. Financial planning makes all the difference, and it can help you avoid future panic or crises. 
 Top Benefits of Installing a Tankless Water Heater
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Tankless Hot Water Heater  As is the case with most household appliances, modern technological advancements can result in massive improvements. Here are the top benefits of installing a tankless water heater in your home: Save Money on Your Energy Bill
 With a conventional water heater, hot water is stored inside the tank. In theory, this keeps a ready supply of hot water on hand for immediate use, but the fact is that the hot water just sits around when not being used. This is not only a complete waste of energy; it also costs you extra money at the end of the month on your energy bill.

 Tankless Is Better Than Conventional
 A tankless water heater does not store hot water for later use. Instead, a tankless water heater only produces as much hot water as a person needs. In other words, when the hot water faucet is turned on, the tankless unit provides the exact amount of hot water dispensed until the faucet is turned off. With the installation of a tankless unit in your home, you never need to worry about running out of hot water again during a shower.

 The Single Biggest Flaw of Conventional Tank Water Heaters
 One of the biggest problems with conventional tank water heaters is leakage. No matter how fancy of an electric water heater you buy, the unit will start leaking as time takes its toll. After all, these are constantly filled with water day in and day out for a period of years. A tankless water heater, on the other hand, doesn't store water, and, therefore, will never leave you a big mess to clean up—because there's nothing to leak! 
personal photo
Ann Pancotto CRS,SFR
 Coldwell Banker Residential Brokerage
 Coldwell Banker and the Coldwell Banker Logo are registered service marks of Coldwell Banker Real Estate LLC. Coldwell Banker Residential Brokerage is owned by a subsidiary of NRT LLC. If you have a brokerage relationship with another agency, this is not intended as a solicitation.  

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Brought to you by Ann Pancotto.
Title: 6 Reasons Chicago is a Perfect City for Seniors

Chicago is a world-class city that’s home to a population of more than 2.7 million people. Greater Chicagoland, which includes the city’s many suburbs, is home to millions more, including seniors aged 60 and older who constitute about 17 percent of the population. Filled with all the amenities, attractions, and services that seniors look for in a hometown, Chicago is a city that features a senior-friendly environment.

1. Plentiful and Diverse Housing Options

As one would expect in a large city, there is a wealth of housing options available in Chicago. While the cost of living in this major city is about 11 percent above the national average, it should be noted that housing costs range immensely from one neighborhood to the next. Chicago features many housing categories that seniors are seeking — single floor homes, new constructions and gated communities that require very little grounds or property maintenance.

In addition, Chicago is an ideal destination for seniors who are searching for assisted living options. As with other aspects of the city, senior living facilities feature a diverse range of options and amenities and suit a wide array of budgets.

2. World-Class Medical Facilities

It’s no secret that Chicago is home to outstanding research hospitals and medical centers that are revered throughout the country and the world. Some of the city’s most renowned medical centers include Rush University Medical Center, University of Chicago Medicine, Northwestern Memorial Hospital, and Advocate Christ Medical Center. Many of these hospitals feature branch medical centers and clinics in Chicago neighborhoods and suburbs. In fact, some even have branches as far as Northwest Indiana.

These acclaimed facilities and other area hospitals and clinics offer care and treatment programs that specifically address the needs of geriatric patients and seniors. Seniors who require specialized medical care will be hard-pressed to find better facilities with more medical experts and specialists than there are in a major city like Chicago.

3. Many Public Transportation Options

Chicago boasts an extensive public transportation system that extends into the suburbs. Trains, elevated trains, and buses are the main modes of public transport in the city. Downtown Chicago is home to Union Station where trains headed to other major cities around the country depart. Chicago is also home to O’Hare Airport, one of the busiest airports in the nation. The numerous train and bus stops, airports and taxis ensure that transportation is seldom a problem in this city. It should also be noted that seniors can expect to pay reduced fares for riding public transportation.

4. Numerous Cultural Attractions

Chicago is world-famous for its many attractions and is home to renowned museums like The Field Museum of Natural History, the Shedd Aquarium and the Art Institute of Chicago that are popular with seniors. Seniors can take advantage of the city’s local libraries, many of which offer group trips to these and other attractions. Additional attractions that have proved popular with seniors include the Lyric Opera, the Peggy Notebaert Nature Museum, the Chicago Botanic Garden and Orchestra Hall. Many of the city’s senior centers offer trips to these venues, particularly when they offer events or programs of special interest to seniors.

5. Plenty of Parks and Public Spaces

Chicago's famous beachfront on Lake Michigan has attractions of its own like yacht clubs and, most notably, Navy Pier. Chicago also is home to well-known parks like Grant Park, Lincoln Park and Millennium Park which is a major tourist destination and forms part of Grant Park. Aside from their well-kept garden beds, fountains and strolling paths, these parks also offer entertainment attractions that are popular with seniors. Throughout the warm months, these parks host festivals like the Taste of Chicago (a must for foodies) and outdoor concerts like Blues Fest.

6. Amenities

Chicago has no shortage of amenities and, with convenient access to public transportation, most are easy for seniors to reach. Downtown Chicago’s most famous shopping and dining areas are in (and just off) its Magnificent Mile. Water Tower Place is the city’s most celebrated shopping center, but throughout Chicagoland, there are numerous malls and stores of every type imaginable.

Not surprisingly, Chicago also features a wide array of restaurants and food shops that are cuisine-specific. And while you might expect to pay a fortune for a quality meal in a major city like Chicago, it must be said that even its moderately priced establishments offer renowned eats that are revered by locals.

Other amenities in Chicago include fitness centers with programming geared for seniors, continuing education facilities, golf courses and clubs, local women’s and men’s clubs, gardening clubs, senior centers, coffee shops, places of religious worship and so much more.

If you long for city life in a place that experiences a dazzling four-season climate, the Windy City is just right for you. From its stunning architecture to its senior-friendly attractions, amenities and public spaces, this city has much to offer seniors looking to relocate here.

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